ETF Cost Comparison

Fees matter. A lot.

Compare two funds side by side. Small expense ratio differences compound into massive wealth gaps over decades.

Initial Investment$50,000

$1,000$500,000

Time Horizon30 years

550

Fund A Expense Ratio0.07%

0.01%2.00%

Fund B Expense Ratio1.50%

0.01%3.00%

You lose to fees

$162,723

by choosing 1.50% over 0.07% across 30 years

Fund A (0.07%)

$493,441

Fees paid: $3,914

Fund B (1.50%)

$330,718

Fees paid: $64,781

Growth Over Time

Y12

Y18

Y24

Y30

Fund A

Fund B

Assumes 8% annual market return before fees. Actual returns vary. This illustrates the drag of expense ratios on long-term wealth.